Do I have to live on the property in Loveland?
✓ Verified against code · August 20, 2026
No. Loveland has no owner-occupancy requirement of any kind — not an ongoing one, and not even a residency check when you apply. That goes beyond what HB24-1152 requires, since the statute would still permit an application-time check. Loveland has been unusual in this respect for years; a 2021 city staff review noted it as the only community in its region without such a requirement.
Citation: UDC §18.04.07.01 (absence verified)
How current is this?
Loveland’s ADU rules run under UDC §18.04.07.01 (Accessory Dwelling Units) (Ordinance 6805 (building on Ord 6762 and Ord 6636)). Loveland is bound by HB24-1152 through the North Front Range MPO rather than DRCOG. It has gone further than the statute requires on both parking and owner-occupancy, and the state has certified it as an ADU Supportive Jurisdiction — the opposite designation from the non-compliance findings elsewhere on the Front Range. One date matters: the parking exemption below is recent, arriving only with Ordinance 6805 on January 20, 2026. Before that, Ordinance 6762 required a space unless the adjacent street was at least 28 ft wide with on-street parking allowed. We verified this answer against primary sources on August 20, 2026, and every change we catch is logged in the changelog.
More Loveland ADU questions
- Do I need parking for a Loveland ADU?
- How big can a Loveland ADU be?
- What do Loveland ADU fees cost?
- What is an ADU Supportive Jurisdiction?
All Loveland ADU rules → · Compare Colorado cities →
Not legal advice — lot-specific overlays can change the answer for your parcel. The citation above points at the governing code section; check it, or ask the city to confirm.